Personality Factors, Money Attitudes, Financial Knowledge, and Credit‐Card Debt in College Students<sup>1</sup>

M. Norvilitis, Jill; M. Merwin, Michelle; M. Osberg, Timothy; V. Roehling, Patricia; David Young, Paul; M. Kamas, Michele

doi:10.1111/j.0021-9029.2006.00065.x

Public

Personality Factors, Money Attitudes, Financial Knowledge, and Credit‐Card Debt in College Students1

Published in Journal of Applied Social Psychology • May 25, 2006

Authors:

Jill M. Norvilitis

Michelle M. Merwin

Timothy M. Osberg

Abstract

The issue of credit‐card debt among college students has received increasing attention. This study explored factors hypothesized to be causes and effects of credit‐card debt in 448 students on five college campuses. Students reported an average of $1,035 ( SD =$1,849) in debt, including students wit...

Subject

Credit card

Debt

Gratification

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