Assessing the influence of financial technology adoption on the performance of commercial bank in the UAE

Baker, Hafez; Nassar, Mahmoud

doi:10.1108/fdar-10-2025-0040

Public

Assessing the influence of financial technology adoption on the performance of commercial bank in the UAE

Published in Fintech and Digital Accounting Review • May 18, 2026

Authors:

Hafez Baker

Mahmoud Nassar

Abstract

Purpose This paper examines the association between Financial Technology (FinTech) adoption and the financial performance of commercial banks operating in the UAE over the period 2012–2021. It focuses on three FinTech dimensions – financial inclusion, alternative payment methods, and automation – an...

Subject

Payment

Explanatory power

Business

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